What a growing loan book asks of your systems
A £30M book and a £500M book need different things from software. How team size, reporting and process change as a bridging lender grows.
Bridging lenders grow in steps. The systems that serve a small team with a £30M book are not the ones that serve forty people and a book approaching half a billion. Knowing what changes helps you plan before it hurts.
Up to about £30M
A handful of people, each covering several roles. The priority is speed and a single place for every loan, so nothing depends on one person's inbox.
Up to about £150M
Teams specialise: underwriting, completions, servicing. Clear task ownership and stage-by-stage visibility become essential, and reporting moves from occasional to routine.
Towards £500M and beyond
More users, more outside parties, more scrutiny. Roles and permissions, full audit trails and investor reporting stop being nice to have. So does a platform that can absorb more loans without more manual work.